Applicant who has successfully applied for the MSN@Visa Credit Card and fulfilled the relevant requirements can enjoy one of the following welcome gifts^#:

• Up to HK$60,000 "6-month Interest-Free Installment Loan Plan" (Welcome Gift Code: 17121); or
• HK$150 Supermarket Cash Coupons^{^}(Welcome Gift Code: 17122)

^#Terms and conditions apply.
^{^}Only applicable to Platinum Cards.

To borrow or not to borrow? Borrow only if you can repay!

Welcome Gift Terms & Conditions

• Octopus Automatic Add-Value Service
• Year Round Merchant Offers
• Visa Checkout Online Payment
• Credit Card Privileges and Benefits
• Platinum Card Current Promotion
• Platinum Card Privileges and Benefits
• Preferential Banking Services
• "Point-to-Gift" or "Cash Rebate" Spending Reward Schemes
• Bind your Chong Hing VISA / Mastercard Credit Card at WeChat Pay Hong Kong Wallet