Statement Installment Program

Spend with Chong Hing credit card and you can apply Statement Installment to settle the card transactions by installment afterward. More enjoyment in shopping, and more financial flexibility.

Features：

• Monthly handling fee as low as 0.2%(APR as low as 4.18%)*
• 6/12/18 months flexible repayment period
• 7 days Cooling-off Period^#
  
  

 Chong Hing Credit Card “Online Statement Instalment” Waived Handling Fee Promotion

From May 12, 2026 until June 30, 2026, Chong Hing Credit Card customers who successfully apply for a 6 / 12 / 18 months Statement Instalment via Chong Hing Online Banking or Mobile Banking can enjoy a handling fee rebate of up to 3 months. Details as follows.

Terms and Conditions apply, please 'click here' for details.

Please note that the information will only be available for access and download through below channels during the relevant Promotion Period, and no paper-based format can be provided by the Bank. Please save a copy of the information for future reference when needed. Otherwise, you may not be able to access or download it again subsequent to the expiry of the Promotion Period.

Related information
Statement Installment Loan Program Terms and Conditions
Key Facts Statement(KFS) for Statement Installment

To borrow or not to borrow? Borrow only if you can repay!

Remark
* The 0.2% monthly handling fee is applicable to selected customers and the approved cash installment amount has to reach the specific requirement, and is for reference only. The handling fee is to be determined by the bank from time to time for individual promotion. The annualised percentage rate (APR) of 0.2% monthly handling fee is 4.18% for 6 months. The APR is calculated based on the requirement of the Code of Banking Practice. APR is a reference rate which expresses the fees and charges of respective product as an annualized rate. 

# For details of “7 days Cooling-off Period”, please refer to the “Installment Loan Program Terms and Conditions”.