Credit Card Instalment Loan
Calculator

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Credit Card Instalment Loan Calculator

Loan Amount (HK$)
Monthly Handling Fee
%
Tenor
Input
Loan Amount (HK$)
20,000
Monthly Handling Fee
20%
Tenor
12 Months
Result
Monthly Repayment Amount (HK$)
5,666.67
Total Handling Fee (HK$)
48,000
Annualised Percentage Rate (APR)
1606.98%
Remarks:
  1. The above APRs (annualized percentage rates) and monthly repayments are calculated in accordance with the relevant guidelines as set out in the "Code of Banking Practice" and rounded to the nearest two decimal places and dollar respectively.
  2. The fractions (if any) of the monthly instalments (except the last monthly instalment) shall be aggregated and paid together with the last monthly instalment.
  3. The above information is provided for reference only.